Expert Bankruptcy Services in McKinney, TX

Specializing in Chapter 7 and Chapter 13 bankruptcy solutions.

Chapter 7 Help

Get relief from debt with our Chapter 7 services.

Find financial freedom through Chapter 13 options.

Personalized Bankruptcy Guidance

Chapter 13 Help
Debt Relief Solutions

Your Trusted Bankruptcy Attorneys in McKinney

We specialize in Chapter 7 and Chapter 13 bankruptcy, providing expert legal guidance to help you navigate financial challenges in McKinney, TX. Your financial freedom is our priority.

A traditional red brick building with a gabled roof and white-framed windows. The front entrance features an arched doorway and is flanked by well-maintained shrubs. A sign in the foreground reads 'Morris & Dean, Trial Lawyers & Counselors,' displaying the phone number and a digital clock showing 6:31.
A traditional red brick building with a gabled roof and white-framed windows. The front entrance features an arched doorway and is flanked by well-maintained shrubs. A sign in the foreground reads 'Morris & Dean, Trial Lawyers & Counselors,' displaying the phone number and a digital clock showing 6:31.
Experienced Legal Professionals
Compassionate Client Support

Our dedicated team is committed to helping you understand your options and achieve the best possible outcome in your bankruptcy case. We are here to support you every step of the way.

Q1: What does a McKinney bankruptcy attorney do?
A McKinney bankruptcy attorney helps individuals and businesses navigate the legal process of filing for bankruptcy. They assess your financial situation, explain your options such as Chapter 7 or Chapter 13 bankruptcy, and handle all paperwork and court filings on your behalf.

Q2: What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 bankruptcy eliminates most unsecured debts and is typically completed in a few months. Chapter 13 bankruptcy allows you to repay your debts over a 3 to 5 year period through a structured payment plan. A bankruptcy lawyer in McKinney can help determine which option is best for your situation.

Q3: How can bankruptcy provide debt relief?
Bankruptcy provides debt relief by stopping creditor harassment, lawsuits, wage garnishment, and foreclosure through an automatic stay. Once your bankruptcy is approved, certain debts can be wiped out completely, giving you a fresh financial start.

Q4: Can I keep my home and car if I file for bankruptcy in McKinney?
Yes. Texas bankruptcy exemptions allow you to protect your home, car, and other essential property. Your McKinney bankruptcy attorney will help ensure that your most important assets are protected during the filing process.

Q5: What happens during a bankruptcy consultation?
During a free bankruptcy consultation, an attorney will review your income, debts, and financial goals. They will recommend whether Chapter 7 or Chapter 13 bankruptcy is the right choice and explain what documents you’ll need to proceed.

Q6: Can bankruptcy stop foreclosure or repossession?
Yes. Filing for bankruptcy triggers an automatic stay, which immediately stops foreclosure, repossession, and collection calls. Chapter 13 bankruptcy can help you catch up on missed payments and keep your home or vehicle.

Q7: Is it possible to fight a credit card lawsuit without filing bankruptcy?
In some cases, yes. A bankruptcy attorney in McKinney may be able to negotiate with creditors or defend you in court. However, if multiple lawsuits or large debts are involved, filing for bankruptcy may be the most effective way to resolve them.

woman wearing yellow long-sleeved dress under white clouds and blue sky during daytime

The McKinney TX bankruptcy attorney helped me navigate my Chapter 7 with ease and professionalism. Highly recommend!

John D.

A storefront with signs for McClafferty's Bar & Lounge and Funeral Directors. The building is painted in beige with red accents. Decorative flags are displayed, and a red HB ice cream container is situated outside. A wooden bench is also visible near the entrance.
A storefront with signs for McClafferty's Bar & Lounge and Funeral Directors. The building is painted in beige with red accents. Decorative flags are displayed, and a red HB ice cream container is situated outside. A wooden bench is also visible near the entrance.

I was overwhelmed by debt, but this firm made my Chapter 13 process smooth and stress-free. Thank you!

Sarah L.

A grandiose courtroom with intricately carved wooden paneling and high ceilings. A row of tall, brown leather chairs lines the back, situated beneath an elaborate decorative relief. The room features a large wooden desk in the foreground. Two flags are present, one with a star on a blue background and red and white stripes, and the other with blue and yellow accents.
A grandiose courtroom with intricately carved wooden paneling and high ceilings. A row of tall, brown leather chairs lines the back, situated beneath an elaborate decorative relief. The room features a large wooden desk in the foreground. Two flags are present, one with a star on a blue background and red and white stripes, and the other with blue and yellow accents.
★★★★★
★★★★★

Bankruptcy Services

We specialize in Chapter 7 and Chapter 13 bankruptcy in McKinney, TX, helping you find the best solutions for your financial needs.

Location

McKinney, TX

Hours

Mon-Fri 9am-5pm